A unique development for homeownership on Tribal trust land:
Tribal members having a desire to relocate to their homeland can move to Grand Meadows, a 36-lot manufactured home subdivision located in the community of Grand Ronde. The project, developed by the Tribe, provided an opportunity for Tribal members to return to their homeland. The Tribe developed the subdivision and Tribal members purchased their own homes and given a 50-year land lease. This development is designed to be more affordable than conventional housing, yet is not specifically targeted to low income households.
The Grand Ronde Tribal Housing Authority, established in March of 1996, leases the land from the Tribe, and is responsible for the ongoing administration and maintenance of the common areas, the collection of lease fees, and the billing of utilities.
Lot sizes range upwards of 5,500 square feet. Water, sewer, and garbage are included in a monthly lease payment of $200.00 to the Housing Authority, which also covers the cost of maintaining the common areas. Conditions, Rules & Regulations have been developed and adopted, and were updated in January of 2006. Homebuyers are responsible for the cost of their own site improvements, which can be financed through their mortgage.
The Housing Authority and the homebuyer's are participating in HUD's Section 184 Loan Guarantee program, which is designed specifically for trust land. Land held in trust for a Tribe cannot be mortgaged because lenders cannot encumber title to the property in the event of default. With the Section 184 program, a lender can make a loan, and in the case of default, HUD guarantees payment to the lender.